Investing

The purpose of this series is to educate consumers on some simple principles that will take the mystery out of…

Some financial decisions are made without enough thought given to the long term consequences. TIME – a critical element for…

The Tax-Free Savings Account (TFSA) contribution limit has increased to $7,000 (from $6,500) for 2024. This new limit means that…

November is financial literacy month – a great time to reflect on your relationship with money and the decisions you…

There is almost always chatter in the media about the next possible correction or recession. The most recent buzz is…

Harry and Sally both earned high incomes and liked to live the good life. They leased higher end European cars,…

It’s challenging to be patient in a fast-paced, immediate gratification world, but some things are worth the wait. Consider, for…

From listening to the media and online commentators, we have identified two key observations that can impact your efforts to…

During our ongoing weekly discussions with clients, we occasionally get questions from individuals about their approach to investing – particularly…

With the turbulent times we have been experiencing in the markets, more people are considering annuities to ensure a certain income in their retirement years. It might not suit everybody to put some of their funds into annuities, and there is always the question of how much do you invest in them. There is no clear-cut answer, and you'll need to weigh your personal circumstances to see how annuities can fit into your retirement plans. One reason that you will find different reactions to the idea of an annuity is they come in several shapes and sizes, and offer different guarantees. You will probably need expert assistance in figuring out what works best for you. There are two main types of annuity: an immediate annuity and a deferred annuity, and you would buy them for different reasons.