Investing

With the turbulent times we have been experiencing in the markets, more people are considering annuities to ensure a certain income in their retirement years. It might not suit everybody to put some of their funds into annuities, and there is always the question of how much do you invest in them. There is no clear-cut answer, and you'll need to weigh your personal circumstances to see how annuities can fit into your retirement plans. One reason that you will find different reactions to the idea of an annuity is they come in several shapes and sizes, and offer different guarantees. You will probably need expert assistance in figuring out what works best for you. There are two main types of annuity: an immediate annuity and a deferred annuity, and you would buy them for different reasons.

During the past several months, a few clients have expressed concerns about world events and the potential impact on their…

An important retirement planning skill is having the ability to “sniff out” the future direction of various factors, such as…

Getting emotional about investments can easily lead to poor decisions as investors fall prey to negative thoughts and fears. The chart…

Looking back over the past few years, one thing is certain – we can never be absolutely sure what the…

The investment markets have been very “volatile” since the start of 2022. Volatile is just financial industry jargon that means…

Let us imagine that you have a plan to be a wise investor and use your funds to make strategic…

Business, investing and life in general follow predictable ebbs and flows. The Business Cycle is no exception. This is the…

One way to curb rising inflation is to increase interest rates, and that is what the Bank of Canada (BoC)…

The RRSP deadline for 2021 deposits is fast approaching on March 1st. Some of the basics of the benefits of…