A FRESH LOOK AT RRSPS VS. TFSAS
The Tax-Free Savings Account (TFSA) contribution limit has increased to $7,000 (from $6,500) for 2024. This new limit means that…
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FIVE PILLARS OF FINANCIAL LITERACY
November is financial literacy month – a great time to reflect on your relationship with money and the decisions you…
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ALL-WEATHER INVESTING
There is almost always chatter in the media about the next possible correction or recession. The most recent buzz is…
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ARE YOU A RETIREMENT SAVINGS LATE STARTER?
Harry and Sally both earned high incomes and liked to live the good life. They leased higher end European cars,…
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THE POWER OF TIME AND PATIENCE
It’s challenging to be patient in a fast-paced, immediate gratification world, but some things are worth the wait. Consider, for…
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KEY IDEAS FOR WEALTH BUILDING SUCCESS
From listening to the media and online commentators, we have identified two key observations that can impact your efforts to…
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GENERATING INVESTMENT RETURNS
During our ongoing weekly discussions with clients, we occasionally get questions from individuals about their approach to investing – particularly…
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PROS AND CONS OF ANNUITIES
With the turbulent times we have been experiencing in the markets, more people are considering annuities to ensure a certain income in their retirement years. It might not suit everybody to put some of their funds into annuities, and there is always the question of how much do you invest in them. There is no clear-cut answer, and you'll need to weigh your personal circumstances to see how annuities can fit into your retirement plans.
One reason that you will find different reactions to the idea of an annuity is they come in several shapes and sizes, and offer different guarantees. You will probably need expert assistance in figuring out what works best for you. There are two main types of annuity: an immediate annuity and a deferred annuity, and you would buy them for different reasons.
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YOUR RETIREMENT PLAN: STAYING THE COURSE
During the past several months, a few clients have expressed concerns about world events and the potential impact on their…
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READING THE ECONOMIC TEA LEAVES
An important retirement planning skill is having the ability to “sniff out” the future direction of various factors, such as…
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