THE POWER OF YOU

Posted on May 10th, 2021 in E-Newletters
The key financial planning lesson that Covid-19 has taught us all, is that no matter how many planning scenarios a…
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THE MANY BENEFITS OF RESPS

Posted on May 10th, 2021 in E-Newletters, Education Planning, Investing, Tax
As busy parents, just meeting your family’s needs each day can eclipse thoughts of the future. Add to that juggling…
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WHAT’S YOUR INVESTING PERSONALITY?

Posted on May 10th, 2021 in E-Newletters, Investing, Retirement
Just as each of us is unique as a person, we also have a distinct investing personality. One isn’t better…
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PREPARING FOR RETIREMENT? LEARN HOW RRIFS WORK

Posted on April 12th, 2021 in E-Newletters, Investing, Retirement, Tax
If you've been contributing to a pension or Registered Retirement Savings Plan (RRSP) and retirement or your 71st birthday is around the corner, you're required to convert that nest egg into a Registered Retirement Income Fund (RRIF). This benefits you because an RRIF allows you to withdraw savings as income while still letting you grow your investments and minimize taxes. The primary difference between an RRSP and an RRIF is that RRSPs are designed to accumulate savings throughout your lifetime, while RRIFs provide you with income during your retirement years. Like RRSPs, RRIFs allow you to hold a variety of investments. You're in control of how the funds are allocated, and you can own more than one RRIF to maximize your potential for continued growth through retirement.
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TIME-TESTED MONEY MANAGEMENT STRATEGIES

Posted on April 12th, 2021 in Budgeting, E-Newletters, Retirement
As we grow up, what we learn about money from our parents can significantly influence how we earn, save, and…
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WILL YOU PUT YOUR PARENTS’ RETIREMENT AT RISK?

Posted on March 8th, 2021 in E-Newletters, Insurance, Retirement
When Sarah graduated from university and got her first job as a regional sales rep, her parents bought her a…
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DOES BUY AND HOLD STILL WORK?

Posted on March 8th, 2021 in E-Newletters, Investing
As an investment strategy, “Buy and Hold” is just what it sounds like: you buy an investment and hold it…
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WHY YOU SHOULD CHOOSE A FINANCIAL ADVISOR

Posted on February 8th, 2021 in E-Newletters, Education Planning, Estate Planning, Retirement
There are common misconceptions about the value of working with a financial advisor. Some believe you have to be rich…
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HELPING ADULT CHILDREN BUY A HOME

Posted on January 11th, 2021 in E-Newletters, Life Events
With the average price of a home in Canada 1 costing roughly $530,000 in 2020 , it’s getting harder for first-time buyers…
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POST-HOLIDAY DEBT? YOU’RE NOT ALONE

Posted on January 11th, 2021 in Budgeting, E-Newletters, Lending
“This is the last time I’m starting a new year saddled with credit card debt,” says Tiffany, a 48-year-old computer…
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