Bob and Lisa are wondering just how their retirement will turn out. After all that’s happened over the past few years, their RRSP accounts haven’t grown as much as they had expected. Even in the best of times, they weren’t saving as much they could have been, at least for all their post-retirement desires.

The good news is that this is not a black-and-white topic. If you fail to save as much money as you want, then it just mean that you’ll have a little less and life will go on. It doesn’t automatically turn your retirement into a disaster. Bob & Lisa are learning they just need to learn to live within some new boundaries.