Looking back over the past few years, one thing is certain – we can never be absolutely sure what the financial markets will do at any given time. We can study charts and graphs, both historical and forecasted, we can consult with economic experts, business leaders, and government officials, we can look at inflation and interest rates, and still we cannot predict the markets with absolute certainty.

But it’s that uncertainty that can make investing in the markets so profitable. Without risk there would be low to no return on your investment. It’s how risk is managed that becomes important in a long-term investment strategy.